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Navare, Jyoti ORCID logoORCID: https://orcid.org/0000-0002-3929-0362 (2003) Changing risk patterns and behaviour: regulator and market failure in the provision of pensions. Geneva Papers on Risk and Insurance Issues and Practice, 28 (3) . pp. 472-480. ISSN 1018-5895 [Article] (doi:10.1111/1468-0440.00237)

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