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Green, Colin H. and Penning-Rowsell, Edmund C. (2004) Flood insurance and government: 'parasitic'and 'symbiotic' relations. The Geneva Papers on Risk and Insurance - Issues and Practice, 29 (3) . pp. 518-539. ISSN 1018-5895 (doi:10.1111/j.1468-0440.2004.00301.x)

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